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Secured lending. Simplified.

Transparent decision-making, competitive pricing. What’s not to like? We can offer businesses fixed and variable rate secured loans with up to 75% LTV. Discover our range below.

Products

We offer both variable rate and fixed rate secured loans for businesses. You’ll find that our lending criteria are easy to follow, our pricing is competitive and our decisioning process is fair and transparent. Take a look at our products.

Commercial loans

A loan secured against an owner-occupied commercial property.

Commercial investment loans

A loan secured against one or more investment properties.

We offer both variable rate and fixed rate secured loans for businesses. You’ll find that our lending criteria are easy to follow, our pricing is competitive and our decisioning process is fair and transparent. Take a look at our products.

Variable rate loans

We offer secured variable rate loans with a maximum LTV of 75% for commercial property investment, commercial owner-occupied and semi-commercial borrowers. These loans follow a variable rate based on an index rate (base rate) plus a margin for a period of time.

Fixed rate loans

We offer secured fixed rate loans with a maximum LTV of 75% for commercial property investment, commercial owner-occupied and semi-commercial borrowers. The fixed rate will be over a 2–6 year term.

Lending criteria

The whos, how’s and why’s of our Secured Business Lending proposition. Check our criteria to see what we can offer.

View our lending criteria

Why choose our secured loans?

Simple secured business loans with straightforward lending criteria

Transparent pricing — we don’t haggle or hide away any hidden fees

Direct access to our underwriters for quick decisions and queries

Submit and manage applications through our intuitive and dedicated broker platform, Portal

How can I get access to these secured loans?

We work exclusively with brokers who are part of our panel. If you aren’t part of the Digital Mortgages panel, here’s how you can get involved:

Get in touch

Get in touch with our BDM team to let them know you’re interested.

Register

Our team will help you register with our Portal platform, where you can submit and manage your applications.

Check our lending criteria

Familiarise yourself with our lending criteria.