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We’ve reduced our secured business loan rates


We’ve reduced our secured business loan rates

We’ve reduced rates across our secured business loans range by up to 17 basis points.

Our decision to lower our rates comes after the Bank of England increased its base rate to 0.50% earlier in February — we’re confident that this substantial reduction will make our offering highly competitive in the market.

The majority of our secured business loans over £2m now offer rates of 3–5%, which is the cheapest they’ve been since before the COVID-19 pandemic.

This price reduction follows the relaunch of our variable and fixed rate loan products for amounts between £2–5m in January.

Our price reduction includes our fixed rate products, which allow businesses to fix their rate for up to six years, providing some peace of mind against potential future Bank of England base rate increases.

Paula Mercer, Head of Lending at Atom bank, commented:

“At Atom bank, we’re delighted to be able to offer businesses market-leading secured loans with a competitive rate to encourage the growth and expansion necessary for their continued success. After the turbulent year that was 2021, it is essential that SMEs have every possible opportunity to run their business to its full potential in 2022.”

If you’d like to find out more or have any questions, feel free to get in touch with our TBDM team by email at or by phone on 0333 399 0060 (9am–5pm, Mon–Fri). Alternatively, you can contact your RDBM.